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Leisure Finance

Caravan finance • Boat finance • Jet ski finance • Camper trailer finance • Motorbike finance

Enjoy more freedom — without the financial stress

Leisure finance allows you to spread the cost of recreational purchases such as caravans, camper trailers, boats, jet skis, and motorbikes, rather than paying the full amount upfront.

We assess your situation first, then match you with lenders offering suitable terms — helping you finance your leisure purchase with confidence and clarity.

Our goal is to make the process straightforward, transparent, and aligned with how you plan to use and enjoy your asset.

Why choose us for leisure finance?

  • Access to multiple lenders: We compare a wide range of lenders to help find options suited to caravans, boats, motorbikes, and other leisure assets — including new and used purchases.
  • Clear, upfront guidance: We explain your options before anything is submitted, so you understand repayments, terms, and requirements from the start.
  • Flexible finance options: Loan amounts, terms, and structures vary depending on your situation, asset type, and credit profile — we help identify what’s realistic and appropriate.
  • Support for private and dealer purchases: Whether you’re buying from a dealership or a private seller, we guide you through the documentation and settlement process.
  • No pressure, no obligation: An initial assessment does not impact your credit file. We only proceed with a formal application once you’re comfortable and ready.

How it works

01
Share your plans

Tell us what you’re looking to finance — such as a caravan, boat, or motorbike — along with an estimated price. You don’t need the exact asset confirmed to get started.

02
Review options

We assess your situation and explain suitable finance options, including terms and estimated repayments. This initial assessment does not impact your credit file.

03
Apply and settle

Once you’re ready, we submit an application to a suitable lender with your approval. If approved, the lender settles directly with the seller so you can take delivery of your leisure asset.

Eligibility criteria

Eligibility for leisure finance depends on your individual circumstances and the type of asset being financed. In general, lenders may consider.

  • Be at least 18 years of age
  • Hold Australian citizenship or permanent residency (or acceptable visa status)
  • Stable income (employed or self-employed)
  • Acceptable credit history (requirements vary by lender)
  • Asset suitability (age, condition, and type of leisure asset)
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Documents required

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Proof of identity
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Income verification
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Bank statements (if required)
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Asset or purchase details

Frequently asked questions

Find answers to common questions about financing caravans, boats, motorbikes, and other leisure assets, including deposits, private sales, and approval timeframes.

Do I need a deposit for leisure finance?

Deposit requirements depend on your situation, credit profile, and the type of leisure asset being financed. Some applicants may qualify for low-deposit or no-deposit options, while others may require a contribution or trade-in.

Can I finance a used caravan, boat, or motorbike?

Yes, used leisure assets can often be financed. Lenders typically assess the age, condition, and value of the asset, which may affect loan terms and eligibility.

Does applying for leisure finance affect my credit score?

An initial assessment does not impact your credit file. A credit check may occur once an application is formally submitted to a lender, and we only proceed with your approval.

Can I buy from a private seller?

Yes, many lenders allow finance for private sales. Additional documentation is usually required, and we’ll guide you through the process to ensure settlement runs smoothly.

How long does the approval process take?

Timeframes vary depending on the lender and documentation provided. In many cases, approvals can be issued within a day once all required information is received.

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