Flexible finance for tools, machinery, and business equipment.
We offer flexible equipment finance solutions to help businesses
purchase tools, machinery, and commercial equipment for day-to-day operations or growth. Whether you’re
upgrading existing assets or investing in new equipment, we help you explore finance options suited to your
situation.
Our process is straightforward and transparent. We assess your circumstances upfront and guide you
through suitable lender options, repayment structures, and terms — so you can move forward with confidence.
To be considered for equipment finance, eligibility will depend on your circumstances and the type of equipment being purchased. We assess this upfront before you proceed.
Answers to common questions about equipment finance and the application process.
No deposit is required if you own property. If you’re renting or boarding, some lenders may require a deposit of around 10–20%, or an equivalent trade-in. Applicants with established finance history may also have no-deposit options available.
In some cases, yes. Eligibility will depend on your visa type, length of stay, income, and lender requirements. We’ll assess your situation upfront and advise what options may be available.
Having bad or limited credit doesn’t automatically rule you out. Some lenders may still consider applications based on your current financial position, business history, and the type of equipment being financed.
Interest rates vary depending on the lender, finance structure, credit profile, and equipment details. We don’t advertise fixed rates, as suitable options depend on individual circumstances. We’ll explain any available options clearly before you proceed.
Our initial pre-assessment does not impact your credit file. If you choose to proceed and a formal application is submitted, the lender may conduct a credit check, which can affect your credit score. We’ll explain this before anything is lodged and only proceed with your permission.