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Vehicle Finance

Flexible finance for cars, utes, vans, trucks and prime movers.

Get the vehicle you need with flexible finance options

We offer flexible vehicle finance solutions to help you purchase cars, utes, vans, trucks and prime movers for personal or business use. Whether you’re upgrading a work vehicle or expanding your fleet, we help you find finance options suited to your situation.

Our process is straightforward and transparent. We assess your circumstances upfront and guide you through suitable lender options, repayment structures, and terms — so you can move forward with confidence.

Why choose our vehicle finance options?

  • Wide vehicle coverage: Finance for cars, utes, vans, trucks and prime movers.
  • New or used vehicles: Options available for both new and used purchases.
  • Personal or business use: Solutions for individuals, sole traders, and businesses.
  • Flexible structures: Loan terms and repayment options tailored to your needs.
  • Clear guidance: We explain your options so there are no surprises.

How it works

01
Apply online

Submit a brief application so we can understand the vehicle you’re looking to finance and your situation.

02
Assessment & options

We assess your application and identify suitable vehicle finance options that support the purchase.

03
Settlement

Once accepted, funds are released in line with lender and vehicle settlement requirements.

Eligibility criteria

To be considered for vehicle finance, eligibility will depend on your circumstances and the type of vehicle being purchased. We assess this upfront before you proceed.

  • Be at least 18 years of age
  • Hold Australian citizenship or permanent residency (or acceptable visa status)
  • Have a regular source of income
  • Meet lender credit and affordability requirements
  • Vehicle details that meet lender criteria (age, type, and condition)
Apply now
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Documents required

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Proof of identity
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Income verification
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Bank statements (if required)
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Vehicle or purchase details

Frequently asked questions

Answers to common questions about vehicle finance and the application process.

Can I apply for vehicle finance if I’m on a visa?

In some cases, yes. Eligibility will depend on your visa type, length of stay, employment status, and lender requirements. We’ll assess your situation upfront and advise what options may be available.

What if I have bad or limited credit history?

Having bad or limited credit doesn’t automatically rule you out. Some lenders still consider applications based on your current circumstances, income stability, and the vehicle being financed.

What interest rates apply to vehicle finance?

Interest rates vary depending on the lender, loan structure, credit profile, and vehicle details. We don’t advertise fixed rates, as the most suitable option depends on your individual circumstances. We’ll explain any available options clearly before you move forward.

Will applying for vehicle finance affect my credit score?

Our initial pre-assessment does not impact your credit file. It helps us understand your situation and identify suitable options before anything is submitted. If you choose to proceed, a lender may conduct a credit check at pre-approval stage, which can affect your credit score. We’ll only submit an application with your permission and explain this before anything is lodged.

Do I need to know the exact vehicle before applying?

No. In many cases, you can start the process with an estimated purchase amount for pre-approval. This can usually be adjusted once the vehicle is finalised, with purchase details provided when confirmed.

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